Motorist awarded maximum available insurance of $300,000.00 in arbitration proceeding
Published on:March 14, 2019

A Staten Island resident was recently awarded the sum of $300,000.00 by an
Arbitrator from the American Arbitration Association.

On July 18, 2017, Claimant was parallel parking her vehicle on Forest Avenue, when
another vehicle approached from behind and struck the driver’s side of Claimant’s
vehicle. Claimant sustained multiple injuries, most notably a fracture of the humerus
in her left arm, which required surgical repair.
The Defendant driver maintained liability insurance in the amounts of $50,000.00
per person. Claimant settled with the Defendant driver for the policy limit of

However, because Claimant maintained Uninsured/Underinsured coverage on her
own automobile insurance policy in the amount of $300,000.00, she was able to
bring an Arbitration proceeding with the American Arbitration Association.
On February 11, 2019, the Arbitrator awarded the Claimant $300,000.00, with an
offset of $50,000.00 for the amount Claimant had already received, for a net award
of $250,000.00, which was the entire amount of the available insurance.

“This is why our office suggests that all of our clients should review their auto
insurance policies to make sure they carry adequate Uninsured/Underinsured
Motorist Coverage”, said Gina M. Sgarlato, attorney for the Claimant. “If they fail to
do so, their interests may not be adequately protected and they may not be able to
receive the appropriate compensation for their injuries.”

Read the Full Arbitration Award Letter Here: