There is a lot of misinformation floating around about vehicle accidents in New York State that can sometimes make it difficult for a victim to understand their rights. For example, just because New York is a no-fault state does not mean that every vehicle owner in every situation is covered. If you are ever in a vehicle accident, it is always best to hire a qualified attorney to help you understand your situation completely.
One of the larger misunderstandings vehicle owners have about accidents is the most common spot for an accident to occur. While it might seem logical that a busy intersection or fast traveling highway would have the most accidents, the real answer is your average parking lot. It is important to remember that not every accident causes significant damage and injury. Parking lots are, by a wide margin, the most common spot for all kinds of vehicle accidents.
The Truth About No-Fault
Most New Yorkers will tell you that no-fault insurance means that your bodily injuries and property damage are covered in a vehicle accident regardless as to who is at fault. To be covered by the no-fault laws, a vehicle must be registered and insured in the state of New York. But what many vehicle owners do not realize is that motorcycles and street-legal scooters are not covered by the no-fault laws. It is important that motorcycle and scooter owners understand how the laws work and what their insurance will cover in the event of an accident.
The Law And Insurance Companies Differ
It is important to get a police report for your accident so that there is an official record of all of the facts regarding the incident. But even if you do get a police report, there is no guarantee that it will help you when it comes time to determine fault. The police can recommend who they felt was at fault during an accident, but it is the insurance companies that make the final determination. The confusing part is that the police and the insurance companies have very different ways of determining fault for vehicle accidents.
It is important to remember that the police do have the final say in whether or not someone gets a ticket or arrested as the result of an accident. If your accident does result in an arrest or ticket, then that could possibly raise your insurance rates. This kind of ambiguity is why it is always best to hire a professional attorney after a vehicle accident.
When it comes to accidents, all vehicles and situations are not created equal. The circumstances leading up to an accident can be interpreted in different ways by different parties, and the actions taken by the police may not necessarily influence the findings of the insurance company.
If you want to make sure that your rights are properly represented after an accident, then hire a good personal injury attorney. An attorney will help you to understand your situation, and they will make all of the right moves to help get you the compensation you deserve.